Following a successful 2013, Belfius can look to the future with confidence


  • Sound financial and commercial performance with net profit of EUR 445 million
  • Excellent solvency, thanks to de-risking efforts
  • Towards the future with real ambition

Belfius Bank & Insurance, the only integrated bank and insurer that is active in the whole of Belgium, posted a consolidated net profit of EUR 445 million in 2013. Operating profitability increased thanks to new commercial initiatives and an ambitious savings plan (costs down by 10.1%). Belfius also reduced its risks further, resulting in strong solvency ratios (Basel III (CRR) CET 1 ratio fully fledged pro forma: 11.7%).

Total shareholders’ equity doubled from EUR 3.3 billion at the end of 2011 to EUR 6.6 billion at the end of 2013. Belfius also invested some EUR 10 billion exclusively in the Belgian economy through granting loans to individuals, local authorities, SMEs, ...

Belfius feels calm and confident about 2014 and the future. As an autonomous, sustainable financial player with excellent solvency, Belfius will focus more than ever on the further development of its commercial business.

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